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March 22, 2023

Climate crisis: Youngsters taking charge of local water conversations

“Some say nature hates us and having to drink salt water is our punishment,” says Wasim Biswas in a steely voice as he explains the extent of misinformation he has to tackle regarding the water crisis in his community at Mongla in the southwest of Bangladesh.

Wasim, a local water activist and a second year student at a technical institute, lives in the small port town of Mongla which has been facing a chronic crisis of safe water for decades now. All the groundwater sources of the region are contaminated by saltwater, leaving rain-water harvesting as the only source …

January 5, 2023

3 key insights from Frugal Innovation Forum 2022

Fallouts of the pandemic demanded a critical examination and reinvention of our approaches towards development. Against this backdrop, the calls of ‘doing development differently’ rang louder than ever but what’s to be done and more importantly how it ought to be done were the burning questions.

It was these questions which took the centre stage at the seventh edition of Frugal Innovation Forum in October. Hosted by BRAC, the forum brought together 230 development practitioners, thinkers, researchers, innovators and policymakers from across the global south under one roof in Dhaka to answer one question which was – What’s the …

December 22, 2022

5 key support pillars for robust digital financial inclusion of women

Digital financial service is widely regarded as the most important tool in advancing the cause of total financial inclusion. Despite Bangladesh being one of the early adopters of mobile money, only one in every ten women in the country has access to digital financial space. At BRAC, we went on a deep dive to identify the barriers women face in accessing digital financial services, design and implement solutions around them. Reflecting on the experience of supporting 1.4 million women make the digital transition, here’s what we learnt from our quest for an inclusive digital financial world.

To use

December 2, 2022

Navigating through crises in a disabling world

At 10 years old, Raj was diagnosed with typhoid. The consequence was life changing: Raj could no longer move his upper body.

Growing up in Khulna in southern Bangladesh, 31-year-old Raj is quiet by nature. He is especially cautious of his surroundings when he speaks. Raj shares how he was not always like this. It was the pitiful, and sometimes dismissive attitude he would receive that made it difficult to interact with people around him.

Raj always yearned for an opportunity to build a business or find a job. Ten years back, he took a risk. He set up …

December 1, 2022

Purses made digital: How fintechs can better serve women

Only a handful of digital financial services companies – or fintechs – have meaningfully included underserved communities, particularly women, in their product designs. The quest for an inclusive financial space is still a work in progress. Reflecting on BRAC’s experience of supporting 1.4 million women across Bangladesh to make the digital transition, here’s what we have learnt on how organisations can effectively design inclusive digital financial products for women.

Step into the user’s shoes
Financial products and platforms must be designed keeping in mind the diverse needs and aspirations for all their clients – not only men.
For …

December 1, 2022

There’s more to social protection than just allowances

What is the biggest challenge in implementing a social security programme that efficiently reaches the people who need it the most?

Getting a wide range of stakeholders to work together.

This was the question that emerged at a joint panel on social security programmes hosted by BRAC Ultra-Poor Graduation Initiative and International Fund for Agricultural Development during the recently concluded COP27. Stefanie Bitengo, Assistant Director of National Social Protection Secretariat of Kenya, came up with the answer stated above.

It was interesting because of the similarity in the nature of the challenge faced in the implementation of social protection …

November 16, 2022

5 lessons towards a workforce that works for women

In Bangladesh, 35% of secondary school students do not complete secondary education. Nearly half of girl students dropout, owing to child marriage, an inability to pay for schooling, and needing to contribute to household earnings.

Yet, women’s participation in Bangladesh’s informal labour sector is only 35%. This prompts an urgent need for more skills-based education opportunities, especially for adolescent girls.

Through engaging young people in classroom and on-the-job training, the STAR project has been working to address this gap since 2012. Young people between the ages of 14 and 18 train to develop a skill, and are then …

November 9, 2022

A tribute: Ela Ramesh Bhatt, the gentle revolutionary

Ela Ramesh Bhatt, the founder of the Self-Employed Women’s Association (SEWA) of India, passed away on 2 November, 2022. Known as the ‘gentle revolutionary’, Ela-ben, as she is affectionately known, is recognised around the world for her Gandhian values, visionary ideals, pioneering work and quiet-centered humanity.

Established in 1972, SEWA is the largest trade union in India and the largest union of informal workers in the world, with over two million women members from multiple trades.

It is also a sisterhood of institutions, including a cooperative bank, an insurance cooperative, and over 100 producer and service cooperatives. SWEA is …

November 6, 2022

How friendships build resilience to climate change

Rising salinity in Bangladesh’s coastal regions, increased heat stress, storm surges and flooding risks add to the already challenging baseline conditions of flooding and river erosion in the country. These changes, however, are not felt equally by all.

Climate change exacerbates the pre-existing inequalities of communities living in vulnerability. Communities relying on farming and already struggling with rising costs face income insecurity from erratic yields and prices. Ongoing struggles for fair wages and working conditions intensify with frequent heat waves and erratic rainfall. The impacts of the climate crisis thus occur within the long-standing dynamics wrought by the socioeconomic, …

September 12, 2022

Healthcare made hassle-free: Micro health insurance

Kalpana Akhter works at a non-profit organisation in Bangladesh’s capital, Dhaka, and lives in the city’s Kamrangirchar area with her husband Khalek, who is a tailor by profession. When Khalek returned from the market with a fever one day, Kalpana tried to help him recover at home. A week passed by and there was no improvement.

Kalpana took him to a doctor at a nearby clinic, and learnt that he was suffering from lung abscess. The illness made him so weak that he gasped for air in every breath. But Khalek received the right doses of medication, and began …

August 25, 2022

Five years on: Looking back at the first 12 months of the Rohingya crisis

I was hiking through Teknaf Wildlife Sanctuary on 25 August, 2017. Located on the banks of the Naf River, the sanctuary was one of five protected areas where the Forest Department had put into place a co-management approach to eco-tourism, and it was home to herds of wild elephants, abundant medicinal plants and forgotten caves.

The entire sub-district had an estimated population of just over 250,000 people. It was right next to Cox’s Bazar, which with the world’s longest unbroken sea beach, was Bangladesh’s favourite holiday destination.

Spending the better part of that week there, we were some of the

August 16, 2022

Good vs bad touch: A 20-minute conversation

Eight-year-old Shapla* was visiting the local tailor in her village in Dinajpur, northern Bangladesh. The tailor wasn’t a stranger, Shapla saw him frequently. He offered her chocolate while taking measurements for her school uniform. While Shapla was distracted with the chocolate, the tailor grabbed her and tried to molest her. She screamed, escaped from the shop and ran home.

It was estimated that up to 1 billion children aged 2-17 years experienced physical, sexual, or emotional violence or neglect globally in 2015. A study in Australia showed that, of 1.4 million adults who were abused in childhood, 85% of