financial inclusion

April 15, 2018

Women on wheels in rural Bangladesh

Mitali Dhar loves her bike. She has travelled far and wide on her two-wheeler. It has not always been met with respect - she was pushed off her bike once during a visit many years ago to a remote spot in Sylhet. “ I sat beside the tube well and cleaned myself up, wept and went straight back to the office,” says Mitali.
January 2, 2018

Financial inclusion for the ‘missing middle’

The capability to borrow money when needed, whether for short-term or long-term purposes, is a convenience valued by everyone. Access to credit is not only helpful for investing in enterprises, or managing crises, but it also provides the opportunity to access better standards of living.
December 17, 2017

Social enterprises: More than women-friendly spaces

When women have more access to financial as well as physical assets, it provides them with a base of authority that is important in staking her claim for equal or fair treatment.
November 9, 2017

How BRAC Microfinance recovered from the Ebola crisis

How do we build resilience during and after a crisis? A new GDI case study from BRAC offers insight into lessons learned from the West Africa Ebola outbreak of 2014-2015, highlighting what can be done to strengthen organisations responding and with the people they serve.
November 8, 2017

BRAC in Uganda’s transition to a bank and what it means for customers

BRAC in Uganda shares strategy and sustainability insights from its transition from an MFI to a bank.
October 18, 2017

Ploughing the path in a male-dominated turf

Husnaara ran to her house smiling from ear to ear as if she could not get any happier. At that point nothing seemed impossible; she could become a doctor, an engineer or a lawyer, go to a good university. She could not wait to give her father the news about her Secondary School Certificate results and assure him that his daughter would one day be able to provide for them.
October 19, 2016

Her hands trembled when she borrowed her first $64; Now she’s giving advice to BRAC

The integration of mobile money into microfinance operations is one of the most exciting yet challenging prospects facing microfinance providers today. Mobile money presents a fast, cost-efficient and flexible alternative delivery channel through which money can be transferred, loans can be repaid and savings can be deposited.
October 17, 2016

What ever happened to microfinance?

You’d be forgiven for thinking microfinance has gone wildly out of fashion. The “development caravan”—defined as the wagon train of poverty interventions that excite donors—has pulled away from micro-lending, drawn to more powerful things like BRAC-style graduation programmes (which aim to “graduate” people from extreme poverty into a sustainable livelihood) and bKash-like mobile money, according to recent coverage in The Economist.
June 28, 2016

Connecting the dots: Creating an inclusive digital ecosystem in Bangladesh

In April, BRAC, Access to Information (a2i), fhi360, USAID and IFMR LEAD jointly organised an event named ‘Digital financial inclusion: Innovations from Bangladesh’ to invite local stakeholders to discuss their experiences and emerging solutions (see a recent write-up by IMFR LEAD summarising the event).
May 30, 2016

Digital finance in Bangladesh: Empowering or excluding women?

This blog draws from discussions on the progress of digital financial services, during a seminar in Dhaka in April 2016. The seminar was organised by BRAC Social Innovation Lab, Access to Information (a2i) and USAID’s mSTAR project implemented by FHI 360. IFMR LEAD was the Knowledge Partner for the event. 
April 29, 2016

Salaried and unbanked: A new frontier for microfinance

What comes to your mind when you think of microfinance? To me it’s 'easy access'- a key factor that has enabled the sector to reach 34 million poor people in Bangladesh, essentially bringing financial services to their doorstep.
January 22, 2016

Seven wishes from seven thought leaders for financial inclusion in 2016

2015 was an important year for the world of financial inclusion. Starting with the publication of the six randomised controlled trials results in January that sparked debate on the impacts of microcredit, the sector went on to celebrate (and question) an increase of 700 million people with access to financial services since 2011, with the publication of the 2014 Global Findex.